Welcome
Posted on January 4, 2008 in Our Services by Caise Financial

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Welcome to Caise Financial / Joseph Cisco & Associates, LTD 

Navigating through the complex benefit and insurance marketplace can be a daunting task. Evaluating programs that meet the needs of your organization can be difficult. This process requires that you examine complicated factors and make important, challenging decisions.

Caise Financial / Joseph Cisco & Associates, Inc. clients have relied on the professionals at our agency to provide expert advise in developing benefit programs that meet their needs. Whether you are grappling with the escalating costs of health insurance, want to ensure that your retirement programs offer flexibility for your diverse workforce or you are designing a disability program for your key people, we can help.

Call us:

610.494.8270

Consulting

Drawing on a combined 30 years of experience and resources to recommend and impliment custom solutions, based on asking the right questions. Understanding where the focus is Employee Benefits, Business Succession, Estate Planning or Individual Insurance our team will work with you to achieve your objectives.

When you meet with one of our Benefits Consultants, we will help you answer these important questions:

  1. Does your program provide meaningful incentive to attract and retain quality employees?
  2. Does your contribution strategy meet long term corporate financial goals? Are you paying more than you should?
  3. Does your benefits manager spend too much time processing enrollments, answering benefits questions, and/or fixing problems?
  4. Are your plans and procedures in compliance with State and Federal guidelines?


Employee Benefits:

  • Aggressive pricing
  • Plan analysis and market comparison
  • Creative strategies for long term plans
  • Use of tax favored vehicles to maximize $
  • Proactive renewal process

Individual:

  • Aggressive underwriting
  • Creative planning strategies
  • Top rated carriers
  • Use of tax favored vehicles
  • 30+ years of combined experience

Services

Employee Benefits:

  •   Medical - Traditional & Alternative Funding, Consumer Driven Plans
  • Ancillary - Dental, Vision, Life / AD&D, Disability
  • 401 k, 403 b, Pension, Profit Sharing, 529 College Funding, Voluntary Plans
  • Flexible Spending Accounts (FSA), Heath Reimbursement Accounts (HRA), Health Savings Accounts (HSA)

Insurance:

  • Life
  • Disability
  • Long Term Care
  • Retirement
  • Annuities
  • Business Succession
  • Keyperson
  • Executive Carve Out
  • Estate Planning
  • Asset Management